Dream Maker
Community Lending Program
Rate Relief When You Need It Most
Available for Conforming Conventional loans
Up to $4,500 used to buy down interest rate for eligible properties/transactions
Based on property Census track requirements, in compliance with fair lending requirements
Equity Release
The smart way to refinance your mortgage, access your home's equity, and get the cash you need for life's opportunities.
Available for Conforming Conventional loans
Up to $4,500 used to buy down interest rate for eligible properties/transactions
Based on property Census track requirements, in compliance with fair lending requirements
Lock
& Shop
Relax knowing your rate is protected for up to 90 days under Highland Mortgage’s “Lock-N-Shop” Program.
Temporary Buydowns
At Highland Mortgage, home ownership for all is the root of our cause. Our Temporary Buydown program is designed to help our borrowers by lowering their mortgage rate for as many as THREE years right from the start! Let one of our Certified Loan Officers show you the way to save!
Bridge Loans
So you need to leverage equity in your current home for down payment on a new home? Look no further. Highland Mortgage’s in-house bridge loan converts illiquid equity into liquid down payment in record time. Used in conjunction with any of our first mortgage products, you could potentially leave your savings account untouched.
100% AMI
If you are a first-time homebuyer earning no more than 100% of area median income, get ready for lower rates and increased affordability. Highland’s direct-Fannie Mae access leverages this key product offering to help the American dream of homeownership come true for thousands of first-time homebuyers.
All-In-One
The All-in-One is a 30-year line of credit with an integrated sweep-checking account. In the simplest terms, this innovative mortgage combines your home financing and your personal savings into one dynamic tool. No other mortgage product has the ability to save interest and provide a flexible instrument for future liquidity.
No and Low Down Payment Options
Fixed Rate Mortgages
FHA Loans
VA Loans
Buydown Advantage Program
Adjustable Rate Loans
Rural Development
HomeReady and Home Possible Mortgages